Connector guide4-minute read10 MCP tools7 languages

Connect GoCardless to Microsoft Copilot via MCP

Manage GoCardless (direct-debit payment processing: customers, mandates, payments, subscriptions, payouts, refunds) from any AI agent. 10 tools, Bearer token.

HCBy HelpCode teamUpdated 4 min read Open-source on GitHub

No credit card · 7-day trial · Self-host alternative available

GoCardless

GoCardless

Manage GoCardless (direct-debit payment processing: customers, mandates, payments, subscriptions, payouts, refunds) from any AI agent. 10 tools, Bearer token.

tools

10

Region

INTL

Category

Payments

Authentication

Bearer Token

Required env vars

GOCARDLESS_ACCESS_TOKEN
Install in one click on Cloud

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  • 7-day free trial
    No credit card required
  • GDPR & SOC 2 ready
    EU data residency, audit logs
  • Open-source on GitHub
    Open source · AGPL-3.0
  • Works with ChatGPT, Claude, Gemini
    Any MCP-compatible client

Summary

Manage GoCardless (direct-debit payment processing: customers, mandates, payments, subscriptions, payouts, refunds) from any AI agent. 10 tools, Bearer token.

Guided setup

Connect GoCardless to Microsoft Copilot in 2 minutes

Start a free trial on AnythingMCP Cloud, connect GoCardless in the guided setup, then add your MCP URL to Microsoft Copilot. No code and no server to run.

No credit card · 7-day trial · Self-host alternative available

Try asking

Example prompts for GoCardless

Click any prompt to copy it. Paste into Claude, ChatGPT, Cursor, Gemini, Copilot or OpenClaw to run it against this connector.

GoCardless · live via MCP
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Opus 4.7

Claude is AI and can make mistakes. Please double-check responses.

💡 No install? Use cloud.anythingmcp.com directly. Sign in, click Connectors → GoCardless, paste your credentials, mint an MCP API key — done. No Docker, no git clone, no local server.

GoCardless + Microsoft Copilot

Manage GoCardless (direct-debit payment processing: customers, mandates, payments, subscriptions, payouts, refunds) from any AI agent. 10 tools, Bearer token.

Prerequisites

See the full setup instructions baked into the connector (visible in the in-app store when you select the connector). The required environment variables for this connector are:

GOCARDLESS_ACCESS_TOKEN

Step 1 — Get credentials

This connector wraps the GoCardless API (per-environment).

Setup:

  1. Sign in at https://manage.gocardless.com → top-right avatar → Developers → API access → Create.
  2. Pick environment: api.gocardless.com (live) or api-sandbox.gocardless.com (sandbox).
  3. Set GOCARDLESS_ACCESS_TOKEN.

Authentication: Authorization: Bearer ${GOCARDLESS_ACCESS_TOKEN} + GoCardless-Version: 2015-07-06 (required).

Entity model: Customer → BankAccount → Mandate → Payment(s) and/or Subscription → recurring Payments. Once a mandate is active you can charge it.

…(continued in the in-app connector instructions)

Step 2 — Install the adapter

curl -fsSL https://raw.githubusercontent.com/HelpCode-ai/anythingmcp/main/docker-compose.quickstart.yml -o docker-compose.yml
printf 'JWT_SECRET=%s\nENCRYPTION_KEY=%s\n' "$(openssl rand -hex 32)" "$(openssl rand -hex 32)" > .env
docker compose up -d

Step 3 — Add the connector in Microsoft Copilot

Your server URL: in AnythingMCP, open MCP Servers → the server this connector is on, and copy its URL (https://cloud.anythingmcp.com/mcp/…). Use it wherever this guide shows YOUR_SERVER_ID.

Microsoft Copilot uses MCP servers through agents built in Copilot Studio: you add AnythingMCP to an agent as a tool, then publish the agent to Microsoft 365 Copilot and Teams. Copilot Studio connects from Microsoft's cloud over Streamable HTTP, which AnythingMCP supports.

  1. In Copilot Studio, open your agent (or create one), go to Tools and choose Add a tool → New tool → Model Context Protocol.
  2. Enter a Server name (for example AnythingMCP), a Server description that says what the connector does, and the Server URL https://cloud.anythingmcp.com/mcp/YOUR_SERVER_ID. Copilot Studio uses the description to decide when to call the server.
  3. Under authentication, choose API key, set Type to Header and the header name to X-API-Key, then select Create.
  4. In Add tool, choose Create a new connection, paste an MCP API key from AnythingMCP (MCP Servers → your server → API keys) and select Add to agent.
  5. Try it in the agent's Test pane: ask for something that needs the GoCardless tools.
  6. Select Publish, then Channels → Microsoft 365 and Microsoft Teams, keep Make agent available in Microsoft Copilot selected and choose Add channel. See agent in Teams installs it for you; in Microsoft 365 Copilot, type @ and pick the agent.

Prefer per-user sign-in? Choose OAuth 2.0 → Dynamic discovery instead of an API key: each user then signs in to AnythingMCP the first time the agent calls it.

Self-hosting? Use your instance's public HTTPS address instead of https://cloud.anythingmcp.com. Copilot Studio connects from Microsoft's cloud, so localhost does not work.

Available tools

ToolWhat it does
gocardless_list_customersList customers
gocardless_create_customerCreate a customer
gocardless_list_mandatesList mandates (the recurring authorisation to debit a customer's bank)
gocardless_get_mandateGet one mandate
gocardless_list_paymentsList payments
gocardless_create_paymentCreate a one-off payment against a mandate
gocardless_list_subscriptionsList subscriptions (recurring payment schedules)
gocardless_create_subscriptionCreate a subscription
gocardless_list_payoutsList payouts (settlement to your bank account)
gocardless_create_refundRefund a payment (full or partial)

FAQ

Which Copilot is this for? Microsoft 365 Copilot at work, through agents built in Copilot Studio. The Microsoft Copilot app for personal accounts has no option to add your own MCP server.

What do I need? A work account with access to Copilot Studio (a license or a trial) to build the agent. People who use it in Microsoft 365 Copilot or Teams need access to the agent: share it with them, or ask an admin to publish it to the organization. If your organization applies data policies to Power Platform connectors, they cover MCP servers too.

The agent doesn't call the tools. Check that the header name is exactly X-API-Key and that the key belongs to the same MCP server as the URL, and make the server description specific: Copilot Studio uses it to decide when to call the server. Publish the agent again after each change; in an open chat, type "start over" to get the new version.

Next steps

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Connect GoCardless to Microsoft Copilot in 2 minutes

Start a free trial on AnythingMCP Cloud, connect GoCardless in the guided setup, then add your MCP URL to Microsoft Copilot. No code and no server to run.

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