Summary
Can Claude or ChatGPT read your N26, Revolut or Sparkasse account? The honest options in 2026: ready-made connectors, open banking providers, and a CSV export.
AnythingMCP is listed in Claude's connector directory: add it to Claude in one click (opens in a new tab), then sign in and choose which MCP servers Claude may use.
Can an AI assistant read your bank account?
Yes, but how depends on the bank and on the kind of account. Business accounts at banks with their own API can be connected directly. Personal accounts at most European banks, N26 and personal Revolut included, can only be reached through open banking (PSD2), and that door is only open to licensed providers. This page lists what works today, from the simplest option to the most involved.
Came here for N26? N26 has no public API that a connector could use: its only API is the PSD2 interface, and that is open to licensed providers only. That is why AnythingMCP has no N26 connector. What works for N26: export your transactions as CSV and upload them (option 1), or link the account through a licensed open banking provider (option 3). Accounts at Revolut Business and Wise can be connected directly with ready connectors.
Option 1: Export a CSV and upload it
Works with almost every bank, needs no setup, and is the quickest way to try it.
- N26: in the N26 web app, open Downloads, choose a date range under Account activity, pick CSV and download. N26 offers this report in the web app, not in the mobile app.
- Revolut (personal): in the app, open the account, tap … then Statement, choose the period and the Excel format, and generate it.
- Other banks: look for a transaction export or account statement as CSV or Excel in online banking.
Upload the file in a Claude or ChatGPT chat and ask your question, for example "Group these transactions by category and show the monthly totals". The file stays in that conversation; nothing updates by itself, so export again when you need newer data.
Option 2: A ready-made connector in AnythingMCP
These connectors run on AnythingMCP Cloud or your own server and give Claude, ChatGPT, Cursor or Gemini live access to the data.
| Account | Connector | What it needs |
|---|---|---|
| Revolut Business | Revolut Business | Grow plan or higher, a certificate you create yourself |
| Wise (personal or business) | Wise | A Wise API token |
| Bank accounts synced into your accounting software | sevDesk, BuchhaltungsButler, Pennylane | An API key for the accounting software |
| US and Canadian banks | Plaid | A Plaid developer account and an access token for each linked bank |
If your accounting software already imports your bank transactions, the third row is often the least effort: Claude then reads the same bank data your bookkeeping uses, next to invoices and receipts.
Option 3: An open banking provider for personal accounts
For personal accounts at N26, Revolut, Sparkasse and most other European banks, the only live API is PSD2 open banking. Banks open it only to licensed third-party providers with a qualified eIDAS certificate, so no connector can call N26 or personal Revolut directly. Licensed aggregators can, and some offer access to developers:
- Enable Banking has a free mode limited to accounts you link yourself, for personal use; its bank list includes N26 and Revolut in Germany, with consents that last up to 180 days. Its API authenticates every call with a token you sign with your own key. AnythingMCP has no ready-made connector for it yet.
- GoCardless Bank Account Data (formerly Nordigen) was the usual free choice, but it currently does not accept new sign-ups.
- Tink, TrueLayer and finAPI serve companies: going live involves a sales contract or a paid plan.
Whichever provider you pick, the bank asks you to confirm access again when the consent runs out, typically every 90 or 180 days.
Why is there no N26 connector?
N26's only API is its PSD2 interface. It is meant for licensed providers, who must identify themselves with a qualified eIDAS certificate issued to a regulated company. A connector configured by an individual cannot present one, so N26 would reject every request. AnythingMCP removed its N26 connector for that reason. For your N26 data, use the CSV export or an open banking provider.
FAQ
Can Claude make payments from my bank account? Not with the options on this page. A CSV export is just a file, the Revolut Business connector is read-only, and the Wise connector can list balances and transfers and ask for quotes but not send money.
Is it safe to give an AI my bank data? A CSV upload shares that file with the AI provider under your account's data settings. With AnythingMCP, credentials are stored encrypted (AES-256-GCM), every tool call is recorded in the audit log, and AnythingMCP Cloud is hosted in Frankfurt, Germany. Share only the accounts and periods you need.
Does this work with ChatGPT as well? Yes. ChatGPT accepts the same CSV files, and AnythingMCP connectors work in ChatGPT as a custom MCP server on paid plans, as well as with Cursor and Gemini CLI.
Next steps
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