Plaid
Read Plaid (bank-linking, transactions, balances, identity, liabilities, investments) from any AI agent. 10 tools, body-credential auth.
7 天免费 · 无需信用卡 · EU 托管
问 Plaid 任何事
通过 AnythingMCP 对 Plaid 试一个真实提示 — Claude 调用工具并返回答案。在你的消息上按 Enter 即可在 Cloud 安装。
在 Cloud 上安装 PlaidClaude 是 AI，可能会出错。请核对回答。
2 分钟设置
- 1在 cloud.anythingmcp.com 开始免费试用。
- 2在连接器商店点击 Plaid。提示时粘贴凭据。
- 3生成 MCP API 密钥，将 AI 客户端指向生成的 MCP URL。
Plaid 指南
面向主流 AI 客户端的逐步设置。
配置 Plaid
直接来自连接器定义：在哪里获取凭据、需要哪些权限，以及该适配器调用的是哪个 API。 由连接器作者以英文提供。
This connector wraps the Plaid REST API.
Environments: Plaid has two, each with its own secret and its own Items:
- Sandbox (
https://sandbox.plaid.com): test institutions and test data, free. This connector calls Sandbox by default. - Production (
https://production.plaid.com): real banks. New teams (US and Canada, created since 15 April 2026) can use it for free on a Trial plan; older teams may still have Limited Production, which also runs on production.plaid.com with the Production secret, with capped free calls. Full Production access is requested in the Dashboard.
The former Development environment no longer exists: development.plaid.com does not answer and there is no Development secret any more.
Setup:
- Sign up at https://dashboard.plaid.com and open Developers → Keys (https://dashboard.plaid.com/developers/keys). Copy your
client_idand the secret of the environment you want. - Set
PLAID_CLIENT_IDandPLAID_SECRET. - For real bank data, change the connector's base URL to
https://production.plaid.comand use the Production secret. The secret must match the host: a Sandbox secret sent to Production (or the reverse) fails withINVALID_API_KEYS. Items and access tokens cannot be moved between environments, so link the bank again after switching.
Authentication: every POST sends client_id and secret in the JSON body, NOT as headers. The adapter merges them automatically via envVars.
Link flow: Plaid is server plus client. To obtain an access_token, your frontend uses Plaid Link with a link_token you minted server-side. This adapter assumes you already have an access_token for an Item (one connected bank). For Link itself use plaid_link_token_create.
Identifiers:
link_token: short-lived (~30 min), passed to Link.public_token: returned by Link, exchanged once for an access_token.access_token: long-lived, scoped to one Item (institution+user).item_id: stable ID for an access_token's Item.
Rate limits: vary by environment + product. Sandbox is loose; production limits depend on plan. 429 with Retry-After.
Out of scope here: webhooks setup, Plaid Signal (risk scores), Income/Employment products' end-user flows, Transfer (ACH origination).